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Chiropractic Care
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As an association member, you and your family receive a limited accident medical and accidental death and dismemberment insurance which will pay for medical and/or dental expenses resulting from a covered accident.
No one knows when an unfortunate accident may occur. That’s why your plan includes an invaluable insurance benefit to give you piece of mind should you get injured.
  • This program includes a cash benefit if death occurs as a result of covered accident.
  • The program also includes reimbursement for medical expenses incurred by covered member as a result of a covered accident.
  • A provision for a specified lump sum pay out is also included in the plan should a covered member suffer a covered dismemberment as a result of a covered accident.
  • The $7500 & $10,000 plans include an accident disability benefit.
The actual limits of the policy are specified in the certificate of insurance received with your fulfillment kit.

Certain restrictions apply.

Click here to view our exclusions.
This is a brief description of the important features of the insurance plan. It is not a contract of insurance. The terms and conditions of coverage are set forth in the policy issued to the Association. Upon purchase of this plan you will receive details of coverage and claim information in your fulfillment kit.

*All members of the Vanguard Program are enrolled into the Business Workers of America Association to be eligible to receive these benefits. The benefits are underwritten by an A.M. Best rated insurance company and subject to the exclusions, limitations, terms and conditions of coverage as set forth in the insurance certificate provided in your membership materials and the Policy issued to the Business Workers of America Association.